A Private Health Services Plan (PHSP) is a uniquely Canadian product which combines affordable comprehensive health benefit coverage with tax relief for small and medium sized businesses.

As a business owner you want to:

• Make your family medical expenses 100% deductible
• Reduce your corporate taxes
• Control costs for your employee health benefits
• Provide health benefits as an incentive to retain your employees
• Pay less than you do today for insurance while making the coverage more comprehensive

With a PHSP your company can now pay for all your medical expenses tax-free. Your company can claim a full 100% tax deduction (not just a tax credit) for:

• Dental care, including orthodontics
• Vision care, including contact lenses and laser eye surgery
• All prescription drugs
• Physiotherapy, chiropractic and massage therapy
• And most health expenses in Canada. See What is Covered   More detail...