The Office of Student Financial Aid at UNC Charlotte strives to educate, assist, and advise students and their families in the financial aid process with the ultimate goals of providing the best possible individual awards, quality customer service, and effective financial planning.
UNC Charlotte administers both need-based student financial aid and merit-based assistance. About 61% of the over $100 million administered by the University's The Office of Student Financial Aid is based on financial need, with the remainder based on achievement, skills, and abilities. Whether aid is need-based or merit-based, there are two other distinctions: gift aid and self-help aid. Gift aid carries no repayment or service requirement, and is typically grants and scholarships. Self-help aid requires repayment or service in return, and is typically loans and employment.
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